a week ago i decided to open account in the state bank of india ( joint acc. wid mom )... so i go to the bank located in vijay khand gmtngr... after asking 5-6 officials i finally arrived at the desk where they give out the forms.. asked fr it , the man at the desk looks me wid those tiny black eyes magnified by the +7 spectacles he was wearing and continues working ..
i wait fr another 5-7 mins standing ( all the sofas were occupied ) .. after that he flicks open his drawer , hands me a blue form, says " id proof chahiye hoga , hai ?? " .. i had my driving license.. fine .. i go home fill up the form and then return only to find the bank was closed fr the day ...it was 3 pm !!! can u imagine ??
day 2 : i get up early and reach the bank at 10:30 ... the officer at the desk was not present .. waited for 10 mins. .. he arrives .. give him the form .. he says " aapka pan no nahin hai kya ?" "NO" ( comon dude , do i look like a 30 yr old professional working in some multi national firm !!! bad age estimate ).. "id proof laayiye".. hand him the photocopy of my license.. " aapki photo to dikh hi nahin rahi hai , aapki mummy ka kya id proof hai" .. hand him the respective document..." ghar ka proof nahin hai , woh lekar aayiye ".. bak home, had lunch, got the telophone bill photocopied and return to the bank... the officer had taken leave for the day and the counter was closed...end of day 2..
day 3:reach the bank at 11:30 am ... long queue .. wait for 30 mins ( the bank is air conditioned , thank god !!!)... my turn arrives... after flicking through 3-4 pages of the form he declares " aapko kisi ne introduce nahin kiya hai , bina uske acount nahin khul paayega " ... so for the next 3-4 hours went in getting the signatures of an acoount holder in the bank.. and then its again 3 o clock !!!!
day 4: reach the bank after completing all the homework and re-re-re reading the form 20-30 times.. the officer recognises me and acknowledges my presence ( as if i was of the opposite sex !!!).. everything fine .. gud !! finally it is his trurn to just enter my details in the bank database BUT " apni mother ko le ke aayiye , bina dono logon ke presence ke joint account nahin kholte hum log " .. ahhhh !!!! !@$@#!$#@!$@.. i gritted my teeth in frustration.. okay , chill, relax, take deep breaths, gud !! immediately call home and tell mom to come to the bank asap... after that finally i was an account holder at state bank of india ...
a week ago , at the same time, my dad had given me a homework- to get details regarding credit cards and how to get one issued from icici bank ...
day 1: i arrive at the bank .. ultra modern infratructure like google headquarters.. in front written in bold ,big letters " BANK TIMINGS- 8 AM - 8 PM " .. great !!! impressive
as soon as i enter i look for the required counter and find one under " credit cards and home loans " ... reach that counter , " Hello , good afternoon sir . how can i help you ?" .. tell him i wanted info. regarding credit cards for dad .. he explains me everything rite from how to apply , how to fill the form , the interest rates , the validity , special schemes and etc etc... in the end gives me his phone no. and asks for mine with the address... " Thank you sir ".. i leave.. in the evening he arrives at my abode
and gets the form filled right there without any problematic formalities.. " thank you sir for trusting icici bank , you will receive you credit card within a week by post "
this is the difference between private banks and govt. banks .. not only this, be it the passport office , RTO office any damned govt. agency , they are slow and troublesome... everyone enjoys 10-3 job hours, comfortable salary and then turn sloths .... is there any remedy ?? wherein lies the problem ?? is it the system or is it us ??
Sunday, July 8, 2007
Saturday, July 7, 2007
The summer break 2007
ya the longest summer break ive ever got and will ever get .. its the end of my 1st yr at bits-pilani ( the 1st yr article will coming soon) .. so far its been okay...nothing exciting
and nothing very boring , ya wen u get to sleep for 8 hours at night and 3-4 hours during the day , u cant complain... but dammit .. im getting bored of sitting fr long hours in front of the comp screen..so i decided to blog.. partly the reason is this but majorly because all my friends have their own blogs.. and when i saw harsh bhavsar ( bitsian ) and then arpit !!! dear arpit too on blogspot , i said " ENOUGH ".. lets get down to busines... so here is my first post..
during these summer hols. ive been intensely researching on which comp to buy.. rite now->> still deciding ... i can tell u ppl.. i know the rates of each and every part of the infernal machine by heart.. so whether its core 2 duo or dual core 965g or 965p or seagate hd or samsung tft , all the prices have been duly memorised ..
now 1 thng ive noticed during this tym , while chatting or even the scraps i get on orkut ( add me dhananjaigaur@gmail.com ...dhananjai on orkut... ) nearly each of them begin wid..
" hey dude !!! wasup !! how are ur hols goin .." .. HOW ARE MY HOLS GOING !!! ... so i came up wid a model answer .." hi!!! hols are going fine.. nthtn much.. i read , swim , watch lotsa muvy and wen frns make plans , go wid them .. wats up at ur end "... this pretty much sums up the chat ...
nd now when bombay is soaked to the skin wid rains , gujarat and even the desert rajasthan ( i think even pilani ) lko hasnt even smelled the moist air... all we get to see are clouds.. empty clouds... smiling, mocking,silent clouds..
waise there have been fun filled days also , the trip to anandi wid my old gang was a memorable experience.. dat reminds me ive to tell shashank to bring the cd wid the pics.. and wen after shedding 175 buks fr the ticket i return home , i find that i had a free coupon to anandi !!! dammit !!! the offer is valid till 31st dec.. bt wait.. plans are ripe fr another trip.. :) ...
read godfather these hols... it was too good ... watched many movies... departed was damn good , if only and city of angels were also pretty good...many others bt not worth mentioning....
but the best part was that i met all my old frns without losing touch wid new 1s and thats wat is important... so in the end i can say hols were fine ..even now 20 days left ....
and nothing very boring , ya wen u get to sleep for 8 hours at night and 3-4 hours during the day , u cant complain... but dammit .. im getting bored of sitting fr long hours in front of the comp screen..so i decided to blog.. partly the reason is this but majorly because all my friends have their own blogs.. and when i saw harsh bhavsar ( bitsian ) and then arpit !!! dear arpit too on blogspot , i said " ENOUGH ".. lets get down to busines... so here is my first post..
during these summer hols. ive been intensely researching on which comp to buy.. rite now->> still deciding ... i can tell u ppl.. i know the rates of each and every part of the infernal machine by heart.. so whether its core 2 duo or dual core 965g or 965p or seagate hd or samsung tft , all the prices have been duly memorised ..
now 1 thng ive noticed during this tym , while chatting or even the scraps i get on orkut ( add me dhananjaigaur@gmail.com ...dhananjai on orkut... ) nearly each of them begin wid..
" hey dude !!! wasup !! how are ur hols goin .." .. HOW ARE MY HOLS GOING !!! ... so i came up wid a model answer .." hi!!! hols are going fine.. nthtn much.. i read , swim , watch lotsa muvy and wen frns make plans , go wid them .. wats up at ur end "... this pretty much sums up the chat ...
nd now when bombay is soaked to the skin wid rains , gujarat and even the desert rajasthan ( i think even pilani ) lko hasnt even smelled the moist air... all we get to see are clouds.. empty clouds... smiling, mocking,silent clouds..
waise there have been fun filled days also , the trip to anandi wid my old gang was a memorable experience.. dat reminds me ive to tell shashank to bring the cd wid the pics.. and wen after shedding 175 buks fr the ticket i return home , i find that i had a free coupon to anandi !!! dammit !!! the offer is valid till 31st dec.. bt wait.. plans are ripe fr another trip.. :) ...
read godfather these hols... it was too good ... watched many movies... departed was damn good , if only and city of angels were also pretty good...many others bt not worth mentioning....
but the best part was that i met all my old frns without losing touch wid new 1s and thats wat is important... so in the end i can say hols were fine ..even now 20 days left ....
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